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Get Fast Approval for Your Panama Residency by Investment With Expert Help

Get your residency card fast in 3 days and start your new life in Panama.

Looking for a second home, tax advantages, and a secure legal framework in Latin America? Panama offers one of the most attractive residency programs by Investment, giving you long‑term residence rights while you build a strong financial future. This guide covers the key benefits, requirements, timelines, and investment options to help you get started.

What is the Panama Residency by Investment Program

This program is one of the most attractive options in Latin America for individuals and families seeking a second home, tax advantages, and a stable legal framework. It allows you to secure long‑term residence rights while building a strong financial future.

Why Investors Are Choosing Panama for Residency

Panama offers political stability, a dollarized economy, and an investor‑friendly legal system. By securing residency through one of the country’s investment options, you gain:

  • Fast-track processing. Many approvals are completed in a matter of months.
  • Visa-free access. Permanent residents enjoy easy entry to multiple countries.
  • Tax incentives. Territorial taxation means foreign income is not taxed in Panama.
  • Family inclusion. Your spouse and dependent children can also be covered.
  • Path to citizenship. After five years as a permanent resident, you may apply for naturalization.
  1. Hire a trusted immigration attorney: Begin by selecting a licensed attorney experienced in Panama’s investor residency process. 
  2. Choose your investment: Select between real estate, fixed deposit, or a combination.
  3. Collect documents. This includes a valid passport, police records, proof of income, and investment evidence.
  4. Submit your application: Work with a licensed immigration attorney to prepare and file the petition with the National Immigration Service.
  5. Obtain your provisional card: The National Immigration Service usually issues your temporary residence card within 30 to 60 days.
  6. Receive your permanent card: You typically receive your Panama permanent residency card within 3 to 6 months after the final review

Expert guidance can turn a complex process into a smooth experience, this is where our team stands out.

Ways to Qualify for Residency in Panama Through Capital Infusion

To qualify under the Panama residence by investment program, you must choose one of the legally approved investment options:

  • Real Estate Investment: Minimum investment of USD 300,000 in Panamanian real estate. The property must be held in your name or a qualifying legal entity.
  • Fixed Deposit in a Panamanian Bank: Deposit at least USD 750,000 in a fixed term account for five years.
 

Mixed Investment (Real Estate and Fixed Deposit): Combine both options to meet the required threshold.

Key Requirements for Panama’s Investor Residency Program

To qualify for this residency program, you need to:

  • Be over 18 years old and have a valid passport.
  • Provide a clean criminal record from your country of origin.
  • Prove the lawful source of your investment funds.
  • Show property title or bank certification as proof of investment.
  • Demonstrate economic solvency and provide recent bank statements.

Step‑by‑Step Guide to Gaining Residency in Panama Through Investment

Hire a trusted immigration attorney

  • Begin by selecting a licensed attorney experienced in Panama’s investor residency process. 

Choose your investment

  • Select between real estate, fixed deposit, or a combination.

Choose your investment

  • Select between real estate, fixed deposit, or a combination.

Submit your application

  • Work with a licensed immigration attorney to prepare and file the petition with the National Immigration Service.

Obtain your provisional card

  • The National Immigration Service usually issues your temporary residence card within 30 to 60 days.

Receive your permanent card

Expert guidance can turn a complex process into a smooth experience, this is where our team stands out.

Trusted legal support with a 0% visa denial track record for Panama Residency

Meet the lawyers who will guide your journey, experts in Panamanian immigration law, fluent in English, and dedicated to helping people like you make a successful move to Panama. You’re not just hiring a service, you’re gaining trusted legal allies.

A. Branly

Founder

I am a self-motivated and self-taught professional who likes to solve problems.

A. Branly

Founder

I am a self-motivated and self-taught professional who likes to solve problems.

A. Branly

Founder

I am a self-motivated and self-taught professional who likes to solve problems.

Restrictions and Important Notes

  • Investments must remain in place for the required period (real estate ownership or fixed deposit duration).
  • Funds must come from legitimate sources, and full documentation is mandatory.
  • Certain properties under dispute or restricted zones are not eligible.

Proof Needed for Your Application

Authorities require clear evidence, including:

  • Original property title or notarized bank certificate.
  • Receipts or contracts showing the value of the investment.
  • Updated criminal background checks.
  • Health certificate and proof of economic solvency.
 

We’ve helped hundreds of citizens start their new lives in Panama. Now it’s your turn.

What Our Clients Say About Their Journey to Panama

Hear from those who have experienced our exceptional services.

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James T.
,
52, Australia
I chose to invest in a luxury apartment in Panama City to qualify for the investor residency program. The team at Agroup handled every step from verifying the property to filing my application. In less than three months I had my permanent residency card in hand. Highly professional and worth every cent.
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Maria S.
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38, Spain
Moving my family to Panama felt overwhelming at first. Agroup’s legal team explained each requirement in plain English and even helped us open our local bank account. We now enjoy our new home and residency status without the stress we feared at the beginning.
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Ahmed K.
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44, UAE
I combined a real estate investment with a fixed deposit to meet the panama residency requirements. Agroup guided me through the process and double checked all my paperwork. Their clear communication and quick follow ups made everything effortless. I am now a proud Panama resident.
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Sophia L.
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36, Singapore
As someone who travels often for business I needed a fast track solution. Agroup helped me qualify under the Qualified Investor Visa and I received my residency card in record time. Their team’s expertise gave me total peace of mind.

Frequently Asked Questions

1. What is the minimum investment for Panama residency by investment?

You need to invest at least USD 300,000 in real estate or USD 750,000 in a fixed deposit. These investments must be maintained for the required period, and you must provide official proof such as property titles or bank certificates to qualify.

Processing times are relatively fast. After submitting all documents, you typically receive a provisional card within two months and the permanent residence card in about 3-6 months depending on the complexity of your case.

Yes. Your spouse and dependent children can be added to the same application. You need to provide marriage certificates, birth certificates, and proof of financial means to support them under residency by investment in Panama regulations.

You must submit original property deeds, fixed deposit certificates, or both, along with payment receipts, bank references, and statements. These documents must be authenticated and translated if not in Spanish, as required by the Panama residence by investment program.

After holding temporary residence for two years, you become eligible to apply for permanent residency. To qualify, you must maintain valid professional or economic ties with Panama. Once your application is approved, you will be issued a Panamanian ID (Cédula), granting you full permanent resident status.

Panama’s Qualified Investor Visa offers a direct path to permanent residency through a minimum real estate investment of $300,000. With this visa, you receive permanent residency from day one, and after maintaining that status for five years, you may apply for Panamanian citizenship.

Yes. Through Panama’s Qualified Investor Visa, you can obtain permanent residency by making a qualifying real estate investment of $300,000. This program grants permanent residency immediately, and after five years of maintaining that status, you may apply for Panamanian citizenship.

Take the Next Step with Us

Securing residency in Panama is a big decision, but you don’t have to handle it on your own. Our legal team has guided countless clients through the process smoothly, making sure every requirement is met.

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